Looking for a handy list of products, services, or other things I recommend? You've come to the right place! Everything listed here is something I currently use or have used in the past, and I highly recommend them. In many cases, I started with the free version of a service/product, then upgraded to the paid version - and I'll let you know!
Disclosure: There are affiliate links below, and I may receive a commission for purchases made through the links in this post. There is no extra charge to you, and I don't recommend anything on this page that I haven't personally verified or used.
Earn Money Tools
Focus groups - Focus groups are perfect if you want to get paid for sharing your opinion. I've done focus group surveys for everything from pet treats to glasses frames. You'll get the best opportunities if you live in a big city, but even if you're in a smaller city, there are online opportunities too!
QuickBooks Self Employed - If you side hustle at all (driving for Uber/Lyft, freelance writing, Pinterest virtual assistant work, etc.), you probably invoice your clients and pay taxes. For the longest time, I was using three different systems to get paid, send invoices, and do my taxes. It was a mess. Then I got QuickBooks Self-Employed, and doing all of that couldn't be easier.
Saving Money & Debt Freedom Tools
Qoins - I love, love Qoins! If you're trying to pay off debt, Qoins will help you do it automatically and without thinking. Qoins rounds up every purchase you make to $1, then sends that "excess" money to your debt - so, in my case, to my student loan debt. I've already paid off $200 of my student loan debt with Qoins - all without thinking or doing anything extra!
Mint - You can't make a dent in your debt unless you have a budget, and Mint is one of my favorite online and app-based budgeting tools. I've had a lot of success sticking to a budget and find Mint's "green light" (spending is fine) "yellow light" (spending is reaching your budget max) and "red light" (you've overspent your budget!) to be motivating.
Honey - Stop going to 10 different websites to find coupons! Honey is a free browser extension that automatically searches for coupons any time you shop - saving you time, and money. I shop on Amazon for gifts, and Honey has already saved me money by alerting me about price histories and where to find the items cheaper. Plus Honey has saved me on sites like Sephora by finding unique coupon codes for free stuff.
Chase Freedom Credit Card - Credit cards aren't for everyone, but if you're looking for a way to build credit and can pay off your card every single month, I highly recommend the Chase Freedom card. It's the one I use to save at least $300-400 a year on gifts, mostly Christmas presents and birthday gifts. It's a no brainer if you can pay off the card every month. If you can't, skip any credit cards for now and rely on your debit card!
Frugal Living Tools
Airbnb - I love to travel, but I prefer traveling on a budget! Airbnb lets me stay in amazing places, often in apartments, condos or even whole homes - without sharing (other than my husband) and at a cheaper price than a hotel! Get $40 off with my referral link - and let me know where your next adventure is taking you!
The Dinner Daily - Meal planning has changed my life, and saved me a ton of money. I'm not a good cook - anyone who knows me will tell you that! But the Dinner Daily makes cooking easy with their step-by-step instructions, easy-to-find ingredients - plus, they find all the coupons you need! Try it free for 2 weeks!
Shutterfly - My family loves getting photos as gifts, but handing someone a stack of pictures is weird. Put your family photos on things your loved ones will enjoy - some things I've made my family that have been big hits are mugs (love you, Mom mugs are great!), calendars, and Christmas tree ornaments. Pro-tip: wait until Shutterfly has a sale before buying anything! Shutterfly is always having sales, and in some cases, you can get something (like a calendar) totally free!
ThredUP - I already mentioned ThredUP as an earn money tool, but you can also save with ThredUP too! Ever want to buy a Banana Republic blazer but didn't want to spend $80 on it? Get it for $12 on ThredUP, gently or even never worn! Lots of people buy clothes, never end up wearing them, then sell on ThredUP - and their brand new castoff can be your reward 🙂
Accio Debt Freedom - Debt sucks - and we talk about it! If you're in debt and you're looking for a podcast that talks about debt, how to get out of debt, debt payoff strategies and inspiration, then check out the Accio Debt Freedom podcast. I may a little biased, since I'm a co-host (along with Liz from Less Debt, More Wine!) but I really think it's an outstanding podcast that helps people with debt know they're not alone.
I Am the Future Me - Have you ever said, "oh, I'll do it tomorrow"? Whether you've said it about saving more money, eating healthier, losing weight, we've all done it - pictured the "future you", healthier, wealthier and happier. Tyler Philbrook decided to stop waiting for the "future" him and decided to start a blog and podcast dedicated to improving the future him - now.
The Smart Passive Income Podcast - Host Pat Flynn is an entrepreneurial genius. If you're starting a blog, podcast, YouTube channel or just want to make some extra income, check out Pat's podcast Smart Passive Income. If you're into earning more money and living a well-rounded life, this is an excellent podcast. I always find inspiration in every episode!