Hey savers, how it’s going? Happy Saturday! The weather is finally starting to get really chilly around here – and yes, that means it’s hitting the 40s in the mornings and warming up to about 70 in the afternoon. That’s chilly to us, folks! While I would prefer snow (although not as much snow as Buffalo), I’m not exactly sad that we’re saving crazy money on electricity.
From bills that were $300 a month to last month’s bill, which was $25? Heck yes. That is such a huge savings! Which is great, because you know what?
Our roof is about to self-destruct. Yup, can you guys believe it? In July, it was the dishwasher that conked out. Had I known about the burst water pipe and now this devilish roof, I probably wouldn’t have replaced the dishwasher, and instead just saved my money.
So yes, we’ve got a quote from the cheapest (yet insured) roofer we could find – $7,500. Ughhhhh… home ownership…. whyyyyyyy! Seriously, if you’re thinking of owning a home, keep all of this in mind. Go back and read my old posts!
Just FYI, in the last 6 months, we’ve spent:
- $300 on a dishwasher in July (might have been a bit cheaper, but rounded up)
- $4,000 on the floor (that was our half – insurance did cover the rest)
- Soon to be approximately $5,000 on the roof
For a total of ~$9300. In 6 months. Insurance, once again, is coming through on the roof. The roof damage actually occurred due to one of Phoenix’s horrendous haboobs that we’re now famous for, so it’s covered by insurance. However, they’re not willing to pay for half, and they’ve already raised our rates so… we’re being conservative and crossing our fingers they won’t either a) drop us or b) raise our rates to something truly exorbitant.
Shaking my head… that’s all I can do! And thank goodness that we both have jobs, a decent amount of savings, and emergency savings. We may delay replacing the roof, as long as it’s not leaking, until next summer. As long as it’s not leaking, it’s not a very pressing issue, and we did just go through the burst water pipe issue. I think that’s enough for 2014!
Looks like I’ll need to do some perks of homeownership posts next year, huh? 🙂 Bright side: I’ve put a lot of money on the cash back credit card (paid off monthly), which means I have crazy cash back to redeem at the end of this year… hooray?!
On to the good stuff!
The Week in Sunburnt Saver
Roof replacements aside, this week I talked about my strategies for preparing for Black Friday. No need to go outside at all, nor wait for Cyber Monday! You can get deals year-round following my strategies and visiting the websites and toolbars I cite. Check it out!
On Thursday, I talked about our ‘calorie banks’ for the holidays. You may try to deny it, but the holidays can wreak havoc on our healthy diets. Even if you’re not on a diet, check it out and see how much your pie is really ‘costing’ you this year 🙂 – and how to burn it off!
Link Love Round Up
My favorite posts from around the web:
1. I’m kind of a big fan of Mel from Broke Girl Rich, not only because we share the same first name, but because she tells it like it is. In her post ‘Sometimes You Just Suck‘, she talks about how… sometimes?… you just suck! But in a really nice way 🙂 Check it out!
2. Sarah from The Frugal Millionaire shares her stock progress this week! I’m really into following Sarah’s investment journey, and so far it looks really promising. If you’re curious about investing in stocks, check out her most recent post and her introductory post before that!
3. Erin from Journey to Saving’s big 5-0… of ‘being grateful’ blog posts! 🙂 Erin’s posts, particularly her being grateful editions, are so well written, they’re always inspiring. However, I particularly like the Being Grateful posts because they make me reflect on what I have. I feel like so much day-to-day is spent rushing around, doing more, more, more. Erin’s post make me think, ‘wow. I really am lucky!‘ And that’s a good reminder 🙂
Also, Erin’s post lately hate me, and won’t show my comments. So, Erin: I love fuzzy socks too, and I also try to never run the heater. 🙂
4. One of my goal’s next year for this blog is to actually have a media kit and do some sponsorship activities, so Kathleen from For Profit Blogging’s ‘The 10 Essential Items in a Blog Media Kit‘ is really helpful – it’s really the 10 things you absolutely must have, plus a few little ‘bonus’ items you can include if you want. Great for bloggers!
5. Lifehack’s 25 Killer Sites for Free Business Courses is awesome – if you have some spare time, I’d really recommend checking out this list and taking one of the courses. They’re free and super useful, no matter if you’re a blogger or not. I’m particularly interested in #17, Pinterest for Business!
Have a great Saturday, everyone!